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Revocable Trusts

Economic Protection for the Entire Family

Revocable Trust Candidates

get a quote  Revocable trusts for individuals who want to enjoy their assets, but not deal with the daily management of them

get a quote  Revocable trusts for individuals living in a mobile society with personal and multi-state or international real property interests outside of their home jurisdiction

get a quote  Revocable trusts for individuals who desire privacy in providing for family and non-family members, pets and even a favorite charity

get a quote  Revocable trusts for individuals in nontraditional relationships with extended family obligations

get a quote  Revocable trusts for individuals who want to provide for those with special needs or spendthrifts who are not capable financial managers

get a quote  Revocable trusts for individuals who want to avoid the costs and time expenditure of the probate process


get a quote  Revocable trusts for individuals who desire standby managers over property that they are familiar with thereby providing for a seamless transition in the event of catastrophes short of death

    Revocable Trust Considerations

Avoids probate

At the trust creator's death, the revocable trust assets are considered non-probate property and therefore not subject to state probate proceedings or judicial review. Consequently, the ownership passes to the trust beneficiary by operation of law with no cost to the estate.

Reduces expenses

Consolidation of the trust creator's property into a single receptacle may result in volume discounts and reduced trust operating expenses often associated with multiple financial accounts.

Avoids delays in distribution

The disposition of trust property is not subject to administrative oversight and possible delays.

Allows trust creator to secure his or her own interests

In the event of serious illness resulting in incapacity to manage one's own finances, standby provisions can be incorporated in the trust instrument thereby eliminating guardianship proceedings.


Assures privacy

A revocable trust remains private on becoming irrevocable at the grantor's death, as opposed to the public notice required on a probate of the will. Inequity or discriminatory behavior will never become an issue in a non-probate proceeding.

Provides for experienced investment management

The ability to engage professional advisors on a probationary basis while alive allows the grantor of a revocable trust the freedom to be wrong, a luxury that does not exist after death or with an irrevocable trust.  Of course, many states do have costly and time-consuming judicial proceedings that theoretically allow the court to alter the terms of the irrevocable trust instrument including the replacement of the trustee and trustee's designated advisors.

Allows creator to observe the estate plan in action

The operation of the revocable trust can mirror the terms and conditions of the testamentary trust allowing the creator to gauge the performance of those ultimately responsible for the management of the trust property.


Establishes an escape or exit strategy in times of


There are many uncontrollable and unanticipated events that can have potentially devastating effects on the most cautious plan because those plans are typically irrevocable or written in stone.  The potential repeal of the federal estate tax is but one example of the need to unwind untenable positions.

Author’s note:  The intent of this article by termlifeamerica.com is to inform and motivate the general public into action.  One should consider only a qualified practicing legal individual or entity, in the state in which you reside, to establish properly drawn documents of this type.



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Lewis Fink is licensed as a term life agent offering term life quotes in the following states: Term life quotes for:
Alabama - AL,  Arkansas - AR,  California - CA Colorado - CO Connecticut - CT Delaware - DE District of Columbia - DC,  Florida - FL, Georgia - GA Idaho - ID Illinois - IL Indiana - IN Iowa - IA Kansas - KS Kentucky - KY Term quotes for: Louisiana - LA,  Maine - ME Maryland - MD Massachusetts - MA,  Michigan - MI Mississippi - MS Missouri - MO,  Montana - MT Nebraska - NE New Mexico - NM, New Jersey - NJ New York - NY,  North Carolina - NCTerm quotes for: North Dakota - ND,  Ohio - OH Oklahoma - OK Pennsylvania - PA, Rhode Island - RI South Carolina - SC,  South Dakota - SD,  Tennessee - TN Term quotes for: Texas - TX,  Utah - UT Vermont - VT Virginia - VA, and Wisconsin - WI.  

We offer term quotes for 5, 10, 15, 20, 25, and 30 year term periods. Our universal life products can be quoted to cover a term of up to age 120. Not all term product quotes from all term companies quoted are available in all states.

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