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Term Life Insurance what it is, how does it work- Instant Quotes, traditional - return of premium - no exam

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Top Rated Term Life Insurance Companies

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American General
Banner
First Colony
Genworth
ING
Jefferson-Pilot
Lincoln Benefit
Lincoln National
North American
Protective
RBC - Liberty Life
SBLI
Security Mutual
Transamerica
Union Central
U.S. Financial
West Coast
William Penn
 
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Term Life Insurance by Top Rated Companies
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"how term life insurance works", "return of premium term life insurance",
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North American Company for Life and Health Insurance Products

 


Term Life America Insurance is proud to offer North American Life Insurance. Solid resources backed by a combination of innovative products and service beyond expectations.

Description/Highlights   North American guarantees the current premiums for the specified number of years (10, 15, 20)
Age Limits  
Based on Age Nearest Min Issue Age: 18 Max Issue Age: 75
Approvals Exceptions:
Washington 18-70
Face Amounts  
Min Benefit Amount:
$100,000.00
Max Benefit Amount:
Over
Risk Classes  
Risk Class Name:
Super Preferred NT
Preferred NT
Standard NT
Preferred Tob
Standard Tob
Modal Factors  
Mode:
Method:
Modal Factor:
Annual Direct Bill 1
Semi-Annual Direct Bill 0.53
Quarterly Direct Bill 0.285
Monthly Auto 0.0875
Annual Policy Fee  
Method:
Policy Fee:
Commissionable:
Direct Bill $65.00 false
List Bill $65.00 false
Approvals  
Location Name:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, Wyoming
Riders   Available riders and endorsements for ADDvantage plans include Accelerated Benefit Endorsement Accident Disability Income Rider Additional Insured Rider Base Return of Premium Rider Child Term Rider
Special Features    
Product Re-Entry    
Conversion Information   Allowed during the level premium period of the policy, or through age 69 (whichever is earlier), but never less than five years


Get term life quotes from TermLifeAmerica.com-
Lewis Fink is licensed as a term life agent offering term life quotes in the following states: Term life quotes for:
Alabama - AL,  Arkansas - AR,  California - CA Colorado - CO Connecticut - CT Delaware - DE District of Columbia - DC,  Florida - FL, Georgia - GA Idaho - ID Illinois - IL Indiana - IN Iowa - IA Kansas - KS Kentucky - KY Term quotes for: Louisiana - LA,  Maine - ME Maryland - MD Massachusetts - MA,  Michigan - MI Mississippi - MS Missouri - MO,  Montana - MT Nebraska - NE New Mexico - NM, New Jersey - NJ New York - NY,  North Carolina - NCTerm quotes for: North Dakota - ND,  Ohio - OH Oklahoma - OK Pennsylvania - PA, Rhode Island - RI South Carolina - SC,  South Dakota - SD,  Tennessee - TN Term quotes for: Texas - TX,  Utah - UT Vermont - VT Virginia - VA, and Wisconsin - WI.  

We offer term quotes for 5, 10, 15, 20, 25, and 30 year term periods. Our universal life products can be quoted to cover a term of up to age 120. Not all term product quotes from all term companies quoted are available in all states.



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