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Term Life Insurance Quotes For Fort Smith, Arkansas
Residence
by Top Rated Companies
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equals the best opportunity to obtain the lowest term quote!
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For
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Fort Smith has a median age
of 35.10
Child bearing years create responsibilities on families and
term life insurance policies offered to Fort Smith, Arkansas residents can guarantee that those
responsibilities are met.
Life insurance quotes in Fort Smith, Arkansas
offers
solutions for family and business needs. Fort Smith, Arkansas residence can save from 50 to 70 percent from most top rated companies. These
companies must file their product offerings and be approved
by the Arkansas Insurance Department prior to any sales.
Life Insurance must have proper reserves maintained by the
life insurance company,
and these reserves are in constant review. The company also
pays a premium tax to the state of Arkansas which supports
the department and guarantees claims payment to the insured.
How Your
Policies Are
Protected
To protect the insured, a guaranty association,
which is a statutory entity created by the state, is
established by state legislation. The guaranty association
is composed of all insurers licensed to sell life insurance,
accident and health insurance, and individual annuities in
the state. In the event that a member insurer is found to be
insolvent and is placed under a final order of liquidation,
rehabilitation or conservation by a court of competent
jurisdiction, the guaranty association will provide
protection up to statutory limits (set out in the State Act)
to insured beings who are state residents and who are
holders of life and health insurance policies and individual
annuities with the insolvent insurer.
When a member insurer is found to be insolvent and is
ordered liquidated, a court appointed receiver takes over
the insurer under court supervision and processes the assets
and liabilities through liquidation. Typically, the guaranty
association works with other effected guaranty associations
in other states and the court appointed receiver in
servicing the insurance company's policies and providing
coverage to resident policyholders. The protection provided
by the guaranty association is based on limits set forth in
the law and the language of the insolvent company's policies
at the time of insolvency.
Arkansas Department of Insurance
1200 West Third Street
Little Rock, AR 72201-1904
Please remember that this information is general
in purpose and should not be used or relied upon
as legal advice.
Term Life Insurance Quotes For Fort Smith, Arkansas
Learn
What Each Rating Means
Life
Insurance Needs Analysis
Fort Smith:
REGION: South Central POPULATION:
86,284
Term Life Insurance Rates Are Offered By TermLifeAmerica.com
For These Fort Smith, Arkansas Zip
Codes:
72901, 72902, 72903, 72904, 72905, 72906, 72908, 72914, 72914, 72916, 72917,
72918, 72919
Arkansas MAJOR CITIES INFO:
Conway, Fayetteville, Fort Smith, Jonesboro, Little Rock, North Little Rock, Pine Bluff, Rogers, Springdale
Get term quotes from TermLifeAmerica.com-
Lewis Fink is licensed as a term
life agent offering term life
quotes in the following states: Term
life quotes for:
Alabama - AL,
Arkansas - AR,
California - CA,
Colorado - CO,
Connecticut - CT,
Delaware - DE,
District of Columbia - DC,
Florida - FL,
Georgia - GA,
Idaho - ID,
Illinois - IL,
Indiana - IN,
Iowa - IA,
Kansas - KS,
Kentucky - KY,
Term quotes for:
Louisiana - LA,
Maine - ME,
Maryland - MD,
Massachusetts - MA,
Michigan - MI,
Mississippi - MS,
Missouri - MO,
Montana - MT,
Nebraska - NE,
New Mexico - NM,
New Jersey - NJ,
New York - NY,
North Carolina - NC, Term quotes for:
North Dakota - ND,
Ohio - OH,
Oklahoma - OK,
Pennsylvania - PA,
Rhode Island - RI,
South Carolina - SC,
South Dakota - SD,
Tennessee - TN,
Term quotes for:
Texas - TX,
Utah - UT,
Vermont - VT,
Virginia - VA, and
Wisconsin - WI.
We offer term quotes for 5, 10, 15, 20, 25, and 30 year term
periods. Our universal life products can be quoted to cover a
term of up to age 120. Not all term product quotes from all term
companies quoted are available in all states.
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