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Business Life Insurance Quotes
by Top 40 Rated Companies You've Got The Advantage, All Of The Quotes, All Of The Time! Business Life Insurance can fund untimely events to key business persons or owners that can cause critical financial disruptions to the business. It can be used to fund the impact of a death. Business Buy/Sell Agreements funded with life insurance can become an immediate source of money for a surviving business partner to buy the deceased person's business interest. Life insurance policies used in this way are also generally called business continuation insurance. The purpose of key-person insurance is to indemnify a business firm for the loss of earnings brought about by the death of a key officer or other employee. Non-Qualified Deferred Compensation pays upon the death, disability or retirement of the employee. The employer pays the promised benefits to employee or designated beneficiary. A SERP is a plan similar to a qualified defined benefit plan in that it focuses on providing adequate retirement income to executives. An executive bonus plan is a method of compensating selected key employees by paying the premiums of a life insurance policy on the employee's life. Business Continuation and Transfer In the case of the sole proprietorship, partnership, and the closely held corporation, the problems of business stability and continuation following the death or disability of an owner are critically important to both the family of the deceased owner, the surviving owners, and the employees. Closely Held Corporations: Corporate Buy Sell Agreements are prearranged agreements to retire a stockholder's interest following their death. This vital for the surviving stockholders of a closely held corporation. Business Debt Coverage is term life insurance that helps the enhancement of credit which stabilizes the financial position of a firm and improves its general credit rating. We have a highly trained and licensed professional staff. We specialize in all aspects of this discipline. Included are, Term, Universal, and Permanent Policies, as well as Final Expense. We guide our clients on issues involving Personal Family Protection, Estate Planning and Estate Conservation, Business Planning to include, Buy Sell Agreements, Deferred Compensation, and Executive Compensation. We offer spreadsheets for Term Life Insurance Quotes from Top Rated Companies. We help you decide what type of policy is best for your goals and objectives. Companies offer 5, 10, 15, 20, 25 or 30 year policies that can include a return of premium plan options. Some plans offer no exam underwriting for your convenience. We provide consumers with helpful information, find the right life companies, and gives them the opportunity to receive free instant quotes. The content contained on this insurance website is for informational purposes only. It is intended for consumers who are shopping and wanting to learn more. We do not endorse any particular carriers. We work for you and simply provide factual insurance information. We let you decide if you want to speak with a professional agent to help with your needs. Premium rates displayed on this website are for informational purposes only. Actual rates are based on many factors one of which is the applicants health. Get term life quotes from TermLifeAmerica.com- Lewis Fink is licensed as a term life agent offering term life quotes in the following states: Term life quotes for: Alabama - AL, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District of Columbia - DC, Florida - FL, Georgia - GA, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Term quotes for: Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, New Mexico - NM, New Jersey - NJ, New York - NY, North Carolina - NC, Term quotes for: North Dakota - ND, Ohio - OH, Oklahoma - OK, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Term quotes for: Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, and Wisconsin - WI. We offer term quotes for 5, 10, 15, 20, 25, and 30 year term periods. Our universal life products can be quoted to cover a term of up to age 120. Not all term product quotes from all term companies quoted are available in all states. <Return To Previous Page> |