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Term Life Insurance by Top
Rated Companies
More term companies
equals the best opportunity to obtain the lowest term quote!
Offering the Largest Selection of
Top-Rated Companies Instantly!
Why is this important?
Personalized
Tele-Application for All Companies, Right Over the
Phone!
For the serious shopper who would like a seasoned
professional to assist them-
"how term life insurance
works", "return of premium term life insurance",
"no exam term life insurance" and "what is term life
insurance" will be explained on this page.
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AIG Term Life
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News:
AIG FREQUENTLY ASKED QUESTIONS SEPT. 19, 2008
For Policy Owner
Service 1-800-344-8209
For New Business Quotes
1-888-587-8511
Term Life America Insurance
is proud to
offer American International Group: AIG Term Life Insurance. Solid
resources backed by a combination of innovative products and service
beyond expectations.
Products
Return of Premium Level Term Products are now offered by
American General
TERM PRODUCTS:
LTG ULTRA
Our flagship term products, featuring 10, 15, 20 & 30 year term for
face amounts of $250,000 and higher.
Highlights -
Guaranteed level death
protection at a guaranteed level premium for 10, 15, 20 or 30
years
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$250,000 minimum face;
rates banded at $1 million
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$60 non-commissionable
policy fee
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10 year term issued to age
80
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6 underwriting classes, 4
non tobacco, 2 tobacco
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Convertible to the earlier
of the end of term period or age 75
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Terminal Illness Benefit
included at no cost in approved states
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Substandard extra premiums
added to preferred base rate
LTG ULTRA C
Our small case term product, featuring 10, 15, 20 & 30 year term for
face amounts of $100,000 - $250,000.
Highlights
-
Guaranteed level death
protection at a guaranteed level premium for 10, 15, 20 or 30
years
$100,000 minimum face;
$250,000 maximum face
$60 commissionable policy
fee
10 year term issued to age
80
6 underwriting classes, 4
non tobacco, 2 tobacco
Convertible to the earlier
of the end of term period or age 75
Conversion credit equal to
term premium for prior 12 months
Terminal Illness Benefit
included at no cost in approved states
Substandard extra premiums
added to preferred base rate
Return Of Premium Term
Our latest term innovation, featuring level term PLUS a return of
premium at the end of the term period.
Highlights
-
Guaranteed level death
protection at a guaranteed level premium for 15, 20 or 30 years
PLUS return of cumulative premium at end of term period
$100,000 minimum face; 4
premium bands
No policy fee or modal
factors
Cash value accrual begins
in year 6
6 underwriting classes, 4
non tobacco, 2 tobacco
Convertible to the earlier
of the end of term period or age 75
Terminal Illness Benefit
included at no cost in approved states
Substandard extra premiums
added to preferred base rate
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