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Term life insurance in
Washington
offers solutions for family and business needs.
Washington residence can save from 50 to 70 percent on term life insurance quotes from most top rated companies. These companies must file their product offerings and be approved by the
Washington Insurance Department prior to any sales. Proper reserves
must be maintained by the insurance company, and these reserves are in constant review. The company also
pays a premium tax to the state of Washington which supports the department and
guarantees claims payment to the insured.
How
Your Insurance Policies Are Protected In Washington
To protect the
insured, a guaranty association, which is a statutory entity created by
the state, is established by state legislation. The guaranty association
is composed of all insurers licensed to sell life insurance, accident
and health insurance, and individual annuities in the state. In the
event that a member insurer is found to be insolvent and is placed under
a final order of liquidation, rehabilitation or conservation by a court
of competent jurisdiction, the guaranty association will provide
protection up to statutory limits (set out in the State Act) to insured
beings who are state residents and who are holders of life and health
insurance policies and individual annuities with the insolvent insurer.
When a member insurer is found to be insolvent and is ordered
liquidated, a court
appointed receiver takes over the insurer under
court supervision and processes the
assets and liabilities through
liquidation. Typically, the guaranty association works with other
effected guaranty associations in other states and the court appointed
receiver in servicing the insurance company's policies and providing
coverage to resident
policyholders. The protection provided by the
guaranty association is based on limits set forth in the law and the
language of the insolvent company's policies at the time of insolvency.
Please remember that this information is general in purpose and
should not be used
or relied upon as legal advice.
Life Insurance Needs Analysis
Washington:
REGION:
North West
POPULATION: 6,897,012
WEB SITES:
Washington State Agencies
State of Washington
MAJOR CITIES:
RURAL AREAS:
Aberdeen, Agnew-Carlsborg, Alderwood Manor, Anacortes, Arlington, Artondale, Auburn, Bainbridge Island, Bangor Trident Base, Battle Ground, Belfair, Boistfort, Bonney Lake, Bothell, Bow, Bremerton, Brier, Bryn Mawr-Skyway, Burien, Burlington, Camano, Camas, Cascade-Fairwood, Central Whidbey, Centralia, Chehalis, Cheney, Clarkston Heights-Vineland, Clarkston, Colbert, College Place, Cottage Lake, Covington, Des Moines, Discovery Bay, Dishman, DuPont, Duvall, East Hill-Meridian, East Renton Highlands, East Wenatchee, East Wenatchee Bench, East Whatcom, Edgewood, Edmonds, Elk Plain, Ellensburg, Enumclaw, Ephrata, Fairwood, Felida, Ferndale, Fife, Finley, Fircrest, Five Corners, Fort Lewis, Frederickson, Gig Harbor, Gig Harbor Peninsula, Graham, Grandview, Hazel Dell North, Hazel Dell South, Hobart, Hockinson, Hoquiam, Inglewood-Finn Hill, Issaquah, Kelso, Kenmore, Kingsgate, Kirkland, Lacey, Lake Forest Park, ake Morton-Berrydale, Lake Shore, Lake Stevens, Lakeland North, Lakeland South, Lea Hill, Leavenworth, n
Lower Peninsula, Lynden, Lynnwood, Maltby, Maple Valley, Martha Lake, Marysville, Mercer Island, Midland, Mill Creek, Mill Plain, Milton, Minnehaha, Monroe, Moses Lake, Mount Vernon, Mount Vista, Mountlake Terrace, Mukilteo, Newcastle, Normandy Park, North Beach, North Creek , North Marysville, North Whidbey, Northeast Yakima, Northwest Benton, Northwest Yakima, Oak Bay, Oak Harbor, Olympia, Olympic, Opportunity, Orchards, Orting, Othello, Otis Orchards-East Farms, Pacific, Paine Field-Lake Stickney, Parkland, Parkwood, Peninsula, Picnic Point-North Lynnwood, Port Angeles, Port Orchard, Port Townsend, Poulsbo, Prairie Ridge, Pullman, Puyallup, Quincy, Richland, Riverton-Boulevard Park, Salmon Creek, Sammamish, San Juan, SeaTac, Seattle Hill-Silver Firs, Sedro-Woolley, Selah, Shelton, Silverdale, Snohomish, Snoqualmie Valley, South Hill, South Shore, South Whidbey, Southern Slopes, Spanaway, Steilacoom, Summit, Sumner, Sunnyside, Tahuya, Tanglewilde-Thompson Place, Terrace Heights, Toppenish, Tukwila, Tulalip,
Union Hill-Novelty Hill, University Place, Vashon, Vashon Island, Veradale, Walla Walla, Waller, Walnut Grove, Washougal, Wenatchee, West Lake Sammamish, West Lake Stevens, West Pasco, West Richland, West Valley, White Center, Woodinville, Wynoochee, Yelm
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