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AZ, CA, CO, CT, IL, MI, NC, OH, TN, TX, VA, DC,
DE, FL, GA, MO, MS, NV, SC
CO, CT, IN, KY,
NV, OH, WI
Available In All States Except
HI, AK, WY, WA
CA
AL, AR, AZ, CO, CT, DE, FL, GA,
IA, IL, IN, KS, KY, MD, MI, MS,
NC, NE, OH, OK, PA, SC,
TN, TX, VA, WI
AL, AR, AZ, CO, FL, GA,
IL, IN, IA, KS, KY, LA, MI, MS, MO,
NE, NV, NC, OH, OK, SC, TN,
TX, UT, VA, WI
Available In All States Except
HI, AK, WY, WA
AR, IL, IN, MI, TX, VA
Parent Company Of:
Golden Rule, PacifiCare
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Healthcare Savings 
... and Save On
Today’s High Cost Of Health Insurance!
Offering 30 years of faithful
service to our life and health insurance clientele!
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Health Insurance, "Short
Term" Major
Medical
Health Insurance
for all your Major
Medical
Needs!
Healthcare Savings Insurance for Doctors, Hospitals, Long
Term Care,
Rx-Drugs, Dental, Hearing, Vision,
Chiropractic, 24-Hour Nurse and More
Available to Individuals,
Families and Businesses!
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Health Insurance
Overview
Secure STM health insurance allows you and your family to
purchase quality, affordable major medical
health insurance coverage on a temporary basis.
Coverage is
provided for physician services, surgery,
outpatient and inpatient care
and prescription drugs.
The Perfect Solution For Those:
■Between
health insurance plans...
A Cobra
Health Insurance Alternative! >>
■
In a waiting
period before other coverage becomes effective
■ Recent
student and college graduates
These are the
health insurance plans that most colleges and universities endorse! >>
■ Part-time and temporarily employed
■ Unemployed or laid off
Convenient
Features:
■ Short Term Major Medical Coverage for 1–
6 or 12 months
■
Single payment discount for 30-180
days
■
Unlimited re-applies
■
Freedom to choose any doctor or
hospital
■
$2,000,000 lifetime maximum per
covered person
Your health insurance can be effective as
early as 12:01 a.m. the next day after the
transmission date.
Included with your coverage
is Communicating for America (CFA) STM Enhancements Series * which provides members with
discounts.
See our enhancement brochure
>>
Eligibility:
Secure STM is offered to members, their
spouses and their dependent children under age 19 (or under
age 25 if a full-time student) who have a social security
number and can answer "no" to the health questions on the
application. Children age 19 and over should apply
separately. Child-only coverage is available for ages 2
through 18.
Child Only Coverage:
When applying for coverage ONLY
on the child(ren), the minimum age is 2 years
old. The 2-19 premium rate (male or female,
based on the gender of the child applicant) for
the youngest child is used; then the per child
rate for each of the other siblings to be
insured on the plan. Please enter the youngest
child as the applicant, and all other child(ren)
as the dependents. The parent or legal guardian
must sign and date the application. Children age
19 and older must apply separately.
Effective Date of Coverage:
The health insurance can be effective as
early as 12:01 a.m. the next day after the
transmission date. However, the applicant can
choose a later effective date not to exceed 60
days from transmission date. Coverage ends on
termination date listed in your policy.
If your payment is by credit
card, the hard copy application does not have to
be mailed, but the applicant should print a hard
copy for his/her records. The acknowledgment of
the applicant's name for credit card payment
suffices as a signature under e-commerce law.
If your payment is by check,
money order, or automatic check withdrawal, the
hard copy of the application does not have to be
mailed. However, the initial payment must be
mailed in by check along with a voided check.
Please note social security number on initial
payment check. The initial payment must be
received within 10 days from the transmission
date or coverage is void.
Coverage under this policy
will end on the termination date listed in the
Schedule of Benefits.
Coverage will be considered
void if payment is not received.
Next Day Coverage Is Available:
The insurance can be effective as
early as 12:01 a.m. the next day after the
transmission date.
Learn More About
The Program >>
■ Frequently Asked
Questions
■
Covered Expenses
■ Exclusions and
Limitations
■
Instant Approval
■
Sample
Policy
Get A Quote>
Secure STM is the brand name used for products
underwritten and issued by
Standard Security Life Insurance Company of
New York -
Rated A (Excellent) by A.M. Best Reports
License #'s: for Lewis Fink, agent, CA: OC38446 MT:
29724 F00-0283-LC
This product may not be available in all states.
More>
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