Sub-Standard Table 1-10

These conditions are usually not insurable at standard or better rates. and require an additional  ratings which will increase the quoted premium..

Acute or chronic kidney disorder Major depression disorder
Aneurysms Myocardial infarction
Cerebral vascular disease Neurological disorder
Chronic hepatitis Paraplegia
Chronic liver disease Peripheral vascular disease
Diabetes mellitus type 1 Recent history of blood disorder
Heart failure Diastolic dysfunction Systolic dysfunction) Recent history of cancer
History of cardiac arrest Severe mental disorder
Lupus

Stroke or transient ischemic attack