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See all the quotes from all the
companies in "SpreadSheet format
Quotes
will be made accurate by
applying your underwriting health class to your
quote. Determine
this
"by
clicking"
in the form below on line reading Health Class
"Click here" for
Health Class Definitions. Keep in mind that only
3-5% of the population qualifies for the preferred best or super preferred rates
with any term life insurance company.
After choosing your desired company and product, click on the request an application button to the right of the product. Again, upon submission of this completed form, an experienced licensed agent will contact you to go over your information and offer to complete your application at that time right over the phone.
Term Life Insurance Quotes
are free from Term Life America
You are being provided with quotes from
AM Best's top rated term life insurance companies, and are always
assured
that you are receiving a choice of the lowest
premiums available anywhere!
Term life insurance should only be considered
after an evaluation
of the purpose of the
different types of insurance are explored.
A
decision chart term vs. permanent
can help in making this
decision.
Generally speaking this type of policy should be considered for those
needs that are temporary. The raising of children and a mortgage
liability are examples.
Thus, permanent insurance should be obtained for
costs at death such as funeral expenses, estate settlement costs- to
include income taxes for the year of death-, and federal and state
estate taxes.
also see
our
Estate Planning Brochure
Permanent insurance can
also be obtained to create an estate.
It can create money to
leave to friends or relatives or even charities when an insurable
interest can be established.
Going
to our
buyer's guide,
and using our
needs calculator
to determine your needs for your family or business are additional tools
to use in making this important buying decision.
Note- Advise Notice: We do not
provide legal or tax advice. The general information presented on
various tax aspects of life insurance is not intended to be relied
upon as tax advice. Individuals should seek the advice of a
qualified tax professional regarding the taxation of life insurance
as it applies to their particular situation.
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