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Empire General


becomes part of West Coast Life a Protective Life Company

Term Life America Insurance is proud to offer Empire General. Solid resources backed by a combination of innovative products and service beyond expectations.

Empire General is committed to providing highly competitive products to its customers, while providing the best level of service possible.

Rating Agency

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A.M. Best

Financial Strength


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Financial Strength



Financial Strength



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Tell what each Rating means

About Empire General

Empire General is a wholly owned subsidiary of Protective Life Insurance Company. Protective Life, which was founded in 1907, has over one million customers located in all 50 states. Together, Empire General and Protective Life have insurer financial strength ratings of A+ (Superior, 2nd highest of 15 ratings) from A.M. Best, AA (Very Strong, 3rd highest of 21 ratings) from Standard and Poor's, and AA- (Very Strong, 4th highest of 22 ratings) from Fitch. Each of these independent rating agencies has assigned its ratings based on a variety of factors, including Protective's operating performance, asset quality, financial flexibility, and capitalization.

In order to further enhance the confidence of the policyholders of Empire General in their company, the Board of Directors of Protective Life has guaranteed the policy obligations of Empire General. Therefore, in addition to the security provided to policyholders by Empire General, policyholders have the additional security provided by Protective Life Insurance Company.

We look forward to serving you!

Empire General


P.O. Box 310




Shawnee Mission





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Empire Life Term Products HERE!

Get term life quotes from TermLifeAmerica.com-
Lewis Fink is licensed as a term life agent offering term life quotes in the following states: Term life quotes for:
Alabama - AL,  Arkansas - AR,  California - CA Colorado - CO Connecticut - CT Delaware - DE District of Columbia - DC,  Florida - FL, Georgia - GA Idaho - ID Illinois - IL Indiana - IN Iowa - IA Kansas - KS Kentucky - KY Term quotes for: Louisiana - LA,  Maine - ME Maryland - MD Massachusetts - MA,  Michigan - MI Mississippi - MS Missouri - MO,  Montana - MT Nebraska - NE New Mexico - NM, New Jersey - NJ New York - NY,  North Carolina - NCTerm quotes for: North Dakota - ND,  Ohio - OH Oklahoma - OK Pennsylvania - PA, Rhode Island - RI South Carolina - SC,  South Dakota - SD,  Tennessee - TN Term quotes for: Texas - TX,  Utah - UT Vermont - VT Virginia - VA, and Wisconsin - WI.  

We offer term quotes for 5, 10, 15, 20, 25, and 30 year term periods. Our universal life products can be quoted to cover a term of up to age 120. Not all term product quotes from all term companies quoted are available in all states.

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