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calculator to provide investment, legal, or tax
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such purpose; you may not use it to avoid any IRS
penalty. You should ask your independent tax and
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circumstances.
If this material states or
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promote, market or recommend an investment plan
or arrangement within the meaning of IRS
guidance, or such use may be reasonably
expected, then, as required by the IRS, the
following also applies:
The tax information in this
material was written to support the promotion or
marketing of the transaction (s) or matter (s)
addressed in this material